Shri Sandeep Kumar has a distinguished career spanning over 34 years in the power and financial sectors. He holds a Bachelor's degree in Commerce (Honours) and is a Fellow Member of the Institute of Chartered Accountants of India. Throughout his tenure at PFC, he has held various positions within the finance function, consistently demonstrating his expertise and contributing significantly to the company's success and profitability. He is a proven leader with a strong track record of managing cross-functional teams, fostering innovation to enhance customer and employee experiences, and solidifying PFC's market position. His diversified experience encompasses fund mobilisation, cash management, asset-liability management, lending operations, stressed asset management, policy formulation, tax planning, financial accounting and management control systems. He has been pivotal in implementing systemic improvements such as IT transformation, loan disbursement procedures, Ind-AS implementation and loan recovery guidelines & has also been instrumental in managing the non-capex loan portfolio, executing Government Schemes like LIS & LPS and advancing PFC’s Environmental, Social and Governance (ESG) initiatives.