YES Bank Delivers Seventh Straight Quarter of PAT Growth, Posts 801 Crore Profit in Q1FY26
YES Bank posted net profit of 801 crore in Q1 FY26 showing 59 percent year on year growth driven by cost control and strong asset quality
Mumbai, July 19, 2025. YES Bank Limited reported strong financial results for the first quarter of the financial year 2025-26, posting a net profit of 801 crore rupees. This reflects a growth of 59.4 percent year-on-year and 8.5 percent quarter-on-quarter. The announcement followed a board meeting on July 19, 2025, in line with Regulation 30 of SEBI Listing Obligations and Disclosure Requirements Regulations 2015.
This marks the seventh straight quarter of profit improvement after tax, thanks to better operational efficiency and cost control. Operating profit rose to 1358 crore rupees, a 53.4 percent increase over the same time last year. Non-interest income also grew by 46.1 percent to 1752 crore rupees.
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Key financial indicators remained steady. The Net Interest Margin held at 2.5 percent, while the cost of deposits fell by 20 basis points year-on-year and quarter-on-quarter.
Read Also : ONGC declares Record Date for Final Dividend Payment of FY25-26The bank's asset quality showed strength, with Gross Non-Performing Assets at 1.6 percent and Net Non-Performing Assets at 0.3 percent. The Provision Coverage Ratio increased to 80.2 percent. The CASA ratio went up to 32.8 percent due to strong growth in retail deposits.
YES Bank’s net advances rose by 5 percent to 241024 crore rupees. Total deposits went up by 4.1 percent year-on-year to 275843 crore rupees. The CET 1 capital ratio improved to around 14.0 percent.
Resolution and recovery efforts continued to show strength, with total upgrades and recoveries reaching 1170 crore rupees during the quarter.
On the corporate side, Sumitomo Mitsui Corporation Bank entered a definitive agreement to acquire a 20 percent equity stake from SBI and other banks. YES Bank also appointed Mr. D Shivakumar as Non-Executive Director, representing Verventa Holdings Limited, an affiliate of Advent International.
Credit rating agencies responded positively to the bank’s performance. Moody’s upgraded YES Bank’s long-term rating to Ba2 with a stable outlook. CARE and ICRA also upgraded their ratings to AA minus and A, respectively, with a stable outlook.
CEO Mr. Prashant Kumar said that the bank started the new financial year on a positive note, with consistent profits, strong asset quality, and healthy capital levels.
YES Bank’s Analyst Conference Call is set for July 19, 2025, at 3 PM IST. More details are available on the bank’s official website yesbank dot in.
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