IBhanki yaseMazantsi eIndiya isungula iMali-mboleko yeDijithali ngokuchasene neeNgxowa-mali ezidityanisiweyo

Kochi, ngoSeptemba 09, 2025: IBhanki yase-Indian yaseMzantsi isungule isibonelelo esitsha semali-mboleko yedijithali, 'Imali-mboleko echasene neNgxowa-mali eDityanisiweyo,' evumela abathengi ukuba bafumane iimali-mboleko ngokuchasene notyalo-mali lwabo lwengxowa-mali. Inkqubo yesicelo semali-mboleko yedijithali ngokupheleleyo kwaye ayinamaphepha, iqinisekisa ukuhlawulwa ngokukhawuleza kunye neenkqubo ezincinci. Le nkonzo isungulayo iye yaziswa ngentsebenziswano neM/s Ark Neo Financial Services, esebenza iqonga yedijithali DhanLAP.

 “Eli nyathelo lixhobisa abatyali-mali be-Mutual Fund ukuba bahlangabezane neemfuno zabo zezimali kwangoko ngaphandle kokuthomalalisa kwiinjongo zabo zotyalo-mali,” utshilo uMnu. Sanchay Kumar Sinha, UMphathi Jikelele oyiNtloko kunye neNtloko-Ii-asethi zoRhwebo zeBhanki yase-Indian yaseMzantsi. "Ngokusebenzisa itekhnoloji yedijithali, sijonge ukubonelela ngezisombululo zezezimali ezikhawulezayo, ezikhuselekileyo neziguquguqukayo ezihambelana neemfuno zabathengi."

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Funda kwakhona: IBhanki yaseBaroda ityikitya i-MoU kunye ne-SIDBI ukumisela iNkqubo yee-MSEs

Abathengi banokufaka isicelo semali-mboleko ngokulula ngokubhalisa kwaye bagqibezele ukuqinisekiswa kwe-KYC besebenzisa iPAN yabo kunye ne-Aadhaar. Nje ukuba ziqinisekisiwe, banokufikelela kwiimali ezisekelwe kutyalo-mali lwe-Mutual Fund ukuze bafumane i-ovadrafti. Esi sibonelelo siyafumaneka kubantu ababudala buli-18 ukuya kuma-75 eminyaka, nokuba bangabathengi bebhanki abakhoyo okanye hayi.

Kwi-Equity Mutual Funds, ukuya kutsho kwi-50% yexabiso lengxowa-mali inokufumaneka njengemali-mboleko, ngelixa kwi-Debt Mutual Funds, ukuya kutsho kwi-70% ivumelekile. Le nkqubo yenza ukuba bonke abatyali-mali bafikelele kwiimali xa kuyimfuneko, ngaphandle kokuphazamisa utyalo-mali lwabo, oluqhubeka lufumana imbuyekezo.

Funda kwakhona: I-IIM Bangalore igqithise i-IIM Ahmedabad kwizikhundla ze-28 kwi-FT Masters kuLawulo ngo-2025