Banks Q1 Results 2026: What the Street is Expecting from YES Bank, Bandhan, RBL, IDFC First, HDFC, Kotak, SBI & BoB
Mumbai: With earnings season starting, everyone is curious how India’s banks performed between April and June this year. The general view on the street is that most lenders should show decent profit growth compared to last year, thanks to good loan demand, even though margins are still a bit tight because of deposit rates.
Here is a simple breakdown based on recent business updates and typical analyst thinking. Numbers are approximate expectations floating in the market – nothing is fixed until companies actually announce.
HDFC Bank
Latest business numbers showed loans growing 15.4% year-on-year. Deposits were up around 14-15%. What people expect: Profit growth in the range of 12-15% or so over last year. Loan momentum looks steady. Share price is currently trading near ₹810-830 levels.
YES Bank
Business update highlighted 18%+ loan growth. Deposits also rose nicely around 14%. Market expectation: Many are looking for 15-25% profit increase year-on-year. The bank has been showing recovery momentum. Share price hovering around ₹23-24.
Bandhan Bank
Advances grew over 16%, deposits around 6-7%. What analysts think: Profit growth could be in single digits to low teens. Deposit side needs watching. Share price near ₹200-210.
RBL Bank
Loans have been growing well in the past (often 17-20% range). Expected this time: Decent loan growth again, but overall numbers might be mixed compared to bigger banks. Share price – check live.
IDFC First Bank
Past quarters showed strong loan expansion. Street view: Sequential loan growth could be healthy (4-6% range). Profit improvement expected as retail book builds. Share price around ₹77-80.
Kotak Mahindra Bank
Advances up 15%, deposits around 11-12%. Expectation: One of the better performers – profit growth possibly 15-20%. Street generally positive. Share price near ₹370-380.
SBI
Known for large scale and steady performance. What is likely: Profit rise in double digits. Loan growth expected to remain healthy. Share price above ₹1,000.
Bank of Baroda
Consistent performer among public sector banks. Expectation: Decent 12-15% type profit growth possible. Share price around ₹240-250.
Quick Summary View
Bigger private banks with strong retail presence are generally seen as more comfortable. Smaller ones may report higher loan growth percentages but could face more margin pressure. Overall sector profit is expected to grow in 10-15% zone for the quarter, according to various market notes.
These are just views based on current trends and business updates. Actual results can be different depending on many factors like provisions, fees, and final numbers. Share prices keep changing every day.