FDIC Releases January 2026 List of Banks Reviewed for CRA Compliance
New Delhi: The Federal Deposit Insurance Corporation (FDIC) has published its latest list of state nonmember banks that were reviewed for compliance with the Community Reinvestment Act (CRA). The list reflects performance ratings assigned during October 2025 examinations.
The CRA, enacted in 1977, requires regulators to evaluate how well banks meet the credit needs of their communities, especially in low- and moderate-income areas, while maintaining safe and sound operations. In accordance with the Financial Institutions Reform, Recovery, and Enforcement Act of 1989 (FIRREA), the FDIC must publicly disclose these evaluations to promote transparency and accountability in the banking system.
The FDIC confirmed that a consolidated record of all CRA evaluations conducted since July 1, 1990 is available for public reference. Individual evaluation reports can also be obtained directly from the respective banks or from the FDIC’s Public Information Center.
This disclosure supports informed decision-making for consumers, researchers and financial institutions by providing clear insight into banks’ community lending performance.