SBI Stock Triples Investors' Money: Hits Record ₹1,201 High with 204% Return

Mumbai, February 13, 2026 – In a historic display of bullish strength, State Bank of India (NSE: SBIN) shares have shattered records, surging past the ₹1,200 mark to hit a new 5-year peak. The stock closed at ₹1,196.30, but not before touching an intraday high of ₹1,201 during the trading session, signaling a massive vote of confidence from Dalal Street.

The Stellar Rise: By the Numbers

• Current Price: ₹1,196.30 (Intraday High: ₹1,201)

• 5-Year Return: +204% (Investors' Money Tripled)

• Market Cap: ₹11.07 Lakh Crore

• 52-Week Range: ₹680 — ₹1,203.70

This rally cements SBI’s status not just as a public sector giant, but as a wealth-creating machine for long-term investors. Having surged from a 52-week low of just ₹680, the stock has nearly doubled in the last year alone, outperforming major private sector competitors. If an investor had put ₹1 lakh in SBI five years ago, their investment would now be worth over ₹3 lakh — a straight 204% gain.

Why is SBI on Fire?
Analysts point to a "perfect storm" of fundamentals driving this rally:

1. Fortress Balance Sheet: SBI has successfully cleaned up its legacy bad loans. Improved asset quality and a strong provision coverage ratio have made the bank a favorite among institutional investors seeking safety amid global volatility.

2. Digital Dominance: Strategic investments in fintech and digital banking (like YONO) have drastically reduced costs and increased fee-based income, attracting a younger, tech-savvy customer base.

3. Credit Growth Surge: Aggressive yet prudent lending in the retail (home loans, auto) and corporate segments has outpaced industry growth, boosting net interest margins.

Valuation & Investor Takeaway
Trading at a P/E ratio of 13.06, SBI is considered reasonably priced compared to its historical averages. For income-focused investors, the bank offers a dividend yield of 1.33%, recently paying out ₹3.98 per share.

With the stock now within touching distance of the ₹1,203.70 all-time high, market technicians suggest a clean break above this level could trigger the next leg of the rally.

Disclaimer: The views and investment tips expressed by investment experts are their own and not those of the website or its management. Users are advised to check with certified experts before taking any investment decisions.