Bank of India Q1FY26: Net Profit rises by 32% at Rs 2,252 crore
The Bank’s Operating Profit for Q1FY26 grew by 9% YoY to Rs.4,009 crores. Further, the Net Profit for Q1FY26 increased by 32% YoY at Rs 2,252 crores.
Bank of India Q1FY26: Net Profit rises by 32% at Rs 2,252 crore
New Delhi: State-owned Bank of India has announced the quarterly financial results for FY26 with Bank's Global Advances grew by 12.02% with Domestic Advances grew by 11.24% YoY.
The Retail Advances of the state-run Bank grew by 20% YoY, MSME Advances grew by 17% YoY followed by Agriculture Advances which grew by 12% YoY and the Bank's Deposits grew by 9.07% YoY with Domestic Deposits grew by 9.62% YoY.
Meanwhile, CASA Deposits grew by 2.50% YoY and CASA ratio stands at 39.88% as on 30th June, 2025.
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The Bank’s Operating Profit for Q1FY26 grew by 9% YoY to Rs.4,009 crores. Further, the Net Profit for Q1FY26 increased by 32% YoY at Rs 2,252 crores. Global and Domestic Net Interest Margin (NIM) for Q1FY26 stood at 2.55% and 2 2 °A, respectively.
In terms of asset quality, the Gross NPA ratio at 2.92% improved by 170 bps YoY. Net NPA ratio at 0.75% improved by 24 bps YoY. PCR improved by 83 bps YoY and stands at 92.94%. Consequently, the Slippage Ratio improved by 2 bps YoY and stands at 0.33% and the Capital Adequacy Ratio (CRAR) as at the end of Q1FY26 stands at 17.39%.
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