IndusInd Bank Q3 FY26 Results: Returns to Profit with Net Income of ₹128 Crore
.jpg&w=1920&q=75)
Mumbai, January 23, 2026 – IndusInd Bank Limited announced its unaudited financial results for the quarter ended December 31, 2025, marking a significant turnaround with a net profit of ₹128 crore against a net loss of ₹437 crore in the previous quarter (Q2 FY26).
Key Financial Highlights (Consolidated, Q3 FY26)
-
Net Profit: ₹128 crore (vs. Net Loss of ₹437 crore in Q2 FY26)
-
Net Interest Income (NII): ₹4,562 crore (up from ₹4,409 crore in Q2 FY26)
-
Net Interest Margin (NIM): Improved to 3.52% (from 3.32% in Q2 FY26)
-
Deposits: Grew to ₹3.94 lakh crore (from ₹3.90 lakh crore in Q2 FY26)
-
Asset Quality: Gross NPA at 3.56% (vs. 3.60% in Q2 FY26); Net NPA stable at 1.04%
-
Capital Adequacy (CRAR): Strong at 16.94%
Also Read: IndusInd Bank Announces Appointment of Mr. Arijit Basu as New Chairman
Performance Analysis
The bank's return to profitability was supported by improved NIMs and controlled expenses. The Pre-Provision Operating Profit (PPOP) stood at ₹2,270 crore. Fee income for the quarter was ₹1,707 crore, with core fees at ₹1,575 crore.
The bank maintains a robust liquidity position with an average Liquidity Coverage Ratio (LCR) of 122% for the quarter.
Leadership Transition
The Board also approved the appointment of Mr. Arijit Basu as Non-Executive Independent Director and Part-Time Chairman for three years, effective January 31, 2026, subject to shareholder approval. He succeeds Mr. Sunil Mehta, whose tenure concludes on January 30, 2026. The Board expressed deep appreciation for Mr. Mehta's leadership.
About IndusInd Bank
IndusInd Bank is a leading Indian private sector bank, offering a comprehensive suite of financial products and services to consumer and corporate clients.