Kotak Mahindra Bank Reports 4.7% Rise in Q3 Net Profit
Mumbai: Kotak Mahindra Bank announced its financial results for the October-December 2025 quarter today, posting a steady growth in profitability.
The bank’s consolidated net profit rose to ₹4,924 crore, marking a 4.7% increase from the ₹4,701 crore reported in the same period last year.
Key Performance Indicators:
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Total Income: Grew robustly by 16.3% year-on-year to ₹27,851 crore.
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Asset Quality: Showed improvement, with Gross Non-Performing Assets (NPAs) easing to 1.30% of loans, compared to 1.50% a year ago. Net NPAs also improved to 0.31% from 0.41%.
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Capital Strength: The bank’s Capital Adequacy Ratio (CRAR) under Basel III stood strong at 22.63%.
The results were reviewed and approved by the bank’s Board of Directors in a meeting held earlier today. The audit committee, comprising joint statutory auditors Deloitte Haskins & Sells and M M Nissim & Co LLP, issued an unmodified review report on the unaudited financials.
In its standalone results (excluding subsidiaries), the bank reported a net profit of ₹3,446 crore for the quarter.
The bank continues to maintain a diversified segment performance, with significant contributions from Retail Banking, Corporate/Wholesale Banking, and its Insurance business.
About Kotak Mahindra Bank: A leading private sector bank in India, Kotak Mahindra Bank offers a wide range of financial services including commercial and investment banking, stock broking, insurance, and asset management through its subsidiaries.