IndusInd Bank Expands Gold Loan Network to 500 Branches Nationwide

Mumbai, February 20, 2026: IndusInd Bank has announced a significant expansion of its Gold Loan offering, adding 245 new branches to take the total number of branches providing Gold Loan services to 500 across India. This strategic expansion reinforces the Bank's commitment to making secured credit more accessible, convenient, and reliable for customers nationwide.

The announcement was made through a press release issued today, and the information has been disclosed to both the National Stock Exchange (Symbol: INDUSINDBK) and BSE Limited (Scrip Code: 532187) pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Meeting Growing Demand for Gold Loans

Gold Loans continue to witness strong demand from a wide range of customer segments—including households, small traders, and Agri-linked customers—who rely on quick liquidity against their gold holdings. With its expanded network, IndusInd Bank will enable customers to avail swift and instant credit disbursal of up to ₹1 Crore, backed by:

• Minimal documentation requirements

• Competitive interest rates

• Flexible tenure options

This ensures a seamless borrowing experience across both urban and rural markets.

Enhanced Customer Experience

To further enhance the customer journey, the expanded branches will feature:

• Dedicated Gold Loan Desks for personalized service

• Secure custody of all gold collateral under the Bank's supervision, ensuring the highest standards of safety

Leadership Perspective

Commenting on the expansion, Mr. Soumitra Sen, Head – Consumer Banking & Marketing, IndusInd Bank, said: *"Gold Loans have emerged as a trusted and timely financial solution for millions of customers. By expanding this facility to over 500 branches, we are empowering households, small businesses, and rural communities with convenient credit options. This move strengthens IndusInd Bank's retail lending portfolio and underscores its position as a customer-focused financial institution dedicated to enabling growth and financial empowerment."*

Future Expansion Plans

IndusInd Bank will continue to expand its Gold Loan network over the next one year, with the objective of offering this facility across its entire branch network, further cementing its presence in the secured lending space.

About IndusInd Bank

IndusInd Bank Limited has been redefining banking for the past 31 years and has been a force for progression and innovation, offering an elevated banking experience for its diverse range of stakeholders, including government entities, PSUs, retail customers, and large corporations.

Key Highlights (as of December 31, 2025):

• Customer Base: ~42 million customers

• Branch Network: 3,120 branches/banking outlets

• ATM Network: 3,063 ATMs

• Rural Reach: 1.62 lakh villages across India

• International Presence: Representative offices in Dubai and Abu Dhabi

Product Offerings:
The Bank's product portfolio includes microfinance, personal loans, debit/credit cards, SME loans, advanced digital banking facilities, affluent and NRI banking services, vehicle financing, and innovative ESG-linked financial products.

Digital Leadership:
IndusInd Bank leverages technology through its 'Digital 2.0' strategy, ensuring multi-channel delivery and a robust digital infrastructure. 'INDIE' – the Bank's one-stop-shop for all things digital banking – exemplifies its commitment to innovation and customer centricity.

Clearing and Settlement Status:

• Clearing bank status for BSE and NSE

• Settlement bank status for NCDEX

• Empanelled banker for MCX

Credit Ratings:

The expansion of the Gold Loan network to 500 branches marks another milestone in IndusInd Bank's journey of growth and customer-centric innovation, reinforcing its position as a leading private sector bank in India.