Central Bank of India Reports Strong Q3 FY26 Growth, Total Business Rises 15.8%

New Delhi: Central Bank of India on Monday reported a strong financial performance for the third quarter of the financial year 2025–26, with total business increasing 15.8% year-on-year to ₹7.74 lakh crore, according to provisional data filed with stock exchanges.

In its regulatory disclosure submitted to the National Stock Exchange of India and BSE Limited, the state-owned lender said that total deposits rose by 13.23% year-on-year to ₹4.51 lakh crore as of December 31, 2025, compared with ₹3.98 lakh crore in the same period last year.

Gross advances grew even faster, jumping 19.57% year-on-year to ₹3.24 lakh crore, reflecting strong credit demand across sectors. As a result, the bank’s credit-deposit (CD) ratio improved to 72.06%, up 381 basis points from a year earlier.

While CASA deposits increased by 8.53% to ₹2.12 lakh crore, the CASA ratio moderated to 47.12%, compared with 49.18% in the corresponding quarter of the previous year, indicating a shift in deposit mix toward term deposits amid changing interest rate dynamics.

On a year-to-date basis, the bank’s total business expanded 10.18%, with deposits growing 9.17% and advances up 11.61%.

The lender clarified that the numbers are provisional and subject to review by the bank’s statutory central auditors.

Market participants view the results as a positive signal for the bank’s operational momentum, supported by consistent loan growth and improving balance sheet metrics.