Jio Financial Q3 FY26: Profit rises 40% to ₹269 crore, strong surge in income and investments

Mumbai, January 15, 2026: Jio Financial Services Ltd on Wednesday reported a 40% rise in consolidated net profit to ₹268.98 crore for the quarter ended December 31, 2025, helped by strong growth in interest income, fee-based earnings and gains from financial investments.

The company’s total income more than doubled to ₹901.05 crore in the December quarter, compared with ₹448.89 crore in the corresponding period last year.

For the nine months ended December 2025, the company posted a consolidated profit of ₹1,288.68 crore, broadly steady compared with ₹1,296.48 crore in the year-ago period.

Strong operating momentum

During the quarter, interest income jumped to ₹504.14 crore from ₹210.07 crore a year earlier, while fee and commission income increased sharply to ₹182.23 crore from ₹36.92 crore. Net gains from fair value changes stood at ₹214.53 crore.

Total expenses for the quarter rose to ₹565.92 crore, resulting in profit before tax of ₹371.09 crore.

Comprehensive income surges

Driven largely by revaluation gains on equity investments, the company’s total comprehensive income for the quarter soared to ₹14,869.95 crore, reversing a loss of ₹18,181.80 crore in the same period last year.

Business expansion

During the quarter, Jio Financial continued to strengthen its presence across investing and financing, insurance broking, payments, asset management and banking services. The company also completed the acquisition of additional stake in Jio Payments Bank, making it a wholly-owned subsidiary, and entered the reinsurance business through a joint venture with Allianz Europe.

The results were approved by the board of directors on January 15, 2026. The statutory auditors issued an unmodified review opinion on both consolidated and standalone financial statements.