28 RRBs surpasses Rs 12 lakh crore in First Half of Financial Year 2025-26 in terms of total business

Under the chairmanship of Secretary, Department of Financial Services, a review meeting of the performance of Regional Rural Banks (RRBs) was held in New Delhi. The meeting was officially attended by Chairman, NABARD, Chairpersons of all 28 RRBs, officials from the Department of Financial Services, sponsor banks, Small Industries Development Bank of India (SIDBI) and the Reserve Bank of India. The outstanding performance of all RRBs at present was appreciated, which currently are operating through 22,158 branches across 26 states, and 3 Union Territories, covering about 730 districts.

On average, the total business of all the 28 RRBs has crossed Rs 12 lakh crore, significantly surpassing business level of few individual PSBs in the first half of the financial year 2025-26. The banks have collectively served as 32.4 crore deposit accounts and 3.2 crore loan accounts. The total net profit of the RRBs have been witnessed an increment of Rs 7,720 crore, a provisional figure up to December 2025 as compared to a consolidated net profit of Rs 6,820 crore in FY 2024-25. Meanwhile, both the Gross Non-Performing Assets (GNPA) and Net Non-Performing Assets are on the downward trend.

In another boost, RRBs also continue to achieve all targets and sub targets under the Priority Sector Lending which reflects their strong commitment to serve marginalized and targeted segments of the society. They are also playing a crucial role in advancing financial inclusion with the opening of over 45.68 lakh under new Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts during the current fiscal year.