From SBI to IDBI Bank: Which Public Sector Bank is going to outperform this financial year?

In the season of financial results declaration, the Banking sector is going to take some special limelight as RBI has eased the repo rate by 25 basis points to 5.25% on December 5. This action is certainly going to impact the monetary structure of the banking core. This will significantly lower the interest rates for consumers for Home Loan, Car Loan etc.

Here to know which public sector banks are going to release the FY results for the December-end quarter:

The Bank of India, Union Bank of India, IDBI Bank, Central Bank of India are going to declare their financial results on 21st January, 14th January, 17 January, 16th January, respectively. However, SBI, PNB and Bank of Baroda, the three largest PSBs have yet not released their dates for the declaration of the financial results but we could gain some expectations from the previous quarter results.

According to the Provisional Figures of the Banks which are subject to audit, released by some of the Bank, the total business and total deposits of the Central Bank of India stood at Rs 7.027 lakh crore and Rs 4.12 lakh crore with a growth of 10.18% and 9.17% YoY.

The Global Business and Global Deposits of the Bank of India show good enough growth of 12.50% and 11.64%, standing at Rs 16.27 lakh crore and Rs 8.87 lakh crore, respectively.

Meanwhile, the Global Advances (Global) and Global Deposits of the Union Bank of India is standing at Rs 10.16 lakh crore and 12.22 lakh crore and the total Gross Advances of the Bank grew by 7.13% YoY as of 31st December 2025.

For IDBI Bank, the total business and total deposits of the Bank are standing at Rs 5.46 lakh crore and 3.07 lakh crore with growth of 12% and 9%.

With this it could be analysed that Bank of India and Union Bank of India have shown a significant surge in financial growth outcome in FY results for third quarter. However, it is expected that SBI will certainly give more strong revenue growth with an expected improvement of above 8% to 9% followed by Bank of Baroda, Punjab National Bank.