HDB Financial Services Q3: Total Gross Loan rises 12% to Rs 1.14 lakh crore, PAT rises 36.3% for Q3

HDB Financial Services Q3: Total Gross Loan rises 12% to Rs 1.14 lakh crore

HDB Financial Services Limited reports strong Q3 performance with total gross loans rising 12% to ₹1.14 lakh crore and profit after tax up 36.3% to ₹644 crore for the December 2025 quarter, driven by healthy loan growth and higher interest income.

The Board of Directors of HDB Financial Services Limited has announced the quarterly financial results for the quarter ended and nine months ended 31st December 2025.

Some Key Financial Highlights of the Bank are:

1- Asset under management (AUM) was Rs 1,14,853 crore as on December 31, 2025 compared to Rs 1,02,514 crore as on December 31, 2024, a growth of 12.0%.

2- Total Gross Loans stood at Rs 1,14,577 crore as on December 31, 2025 compared to Rs 1,02,097 crore as on December 31, 2024, a growth of 12.2%.

3- Net interest income was Rs 2,285 crore for the quarter ended December 31, 2025 compared to Rs 1,872 crore for the quarter ended December 31, 2024, an increase of 22.1%.

4- Net total income was Rs 2,970 crore for the quarter ended December 31, 2025 compared to Rs 2,499 crore for the quarter ended December 31, 2024, an increase of 18.8%.

5- Profit after tax was Rs 644 crore for the quarter ended December 31, 2025 compared to Rs 472 crore for the quarter ended December 31, 2024, an increase of 36.3%.

6- Profit before tax was Rs 860 crore for the quarter ended December 31, 2025 compared to Rs 641 crore for the quarter ended December 31, 2024, an increase of 34.3%

7- Provision Coverage stood at 55.59% on stage 3 assets as against 60.02% as at December 31, 2024.

HDB Financial Services Limited (HDBFS) is a non-deposit taking non-banking finance company (‘NBFC’) offering wide range of loan products to individuals, emerging businesses and micro enterprises.