Mumbai: Bandhan Bank has announced the quarterly financial results for the December end with strong momentum growth and robust financial figures.
Here is some key points for financial results:
• Deposits grew 11% YoY reaching Rs.1.57 lakh crore as of December 2025.
• Gross advances grew 10% YoY to Rs.1.45 lakh crore as of December 2025.
• Secured Advances grew 27% YoY and now constitute nearly 57% of the total loan book.
• GNPA at 3.3% in Q3 FY26 vs 5.0% in Q2 FY26, Net NPA stood at 1.0% in Q3 FY26 vs 1.4% QoQ.
• Profit After Tax for Q3 FY26 stood at Rs. 206 crore; sequential growth of 84%.
As of December 31, 2025, total deposits stood at Rs.1.57 lakh crore as against Rs.1.41 lakh crore in the previous year, a growth of 11% YoY.
CASA Deposits stood at Rs.42,730 crore and CASA Ratio stood at 27%, CASA + Retail TD to total deposit ratio stands above 72%.
As of December 31, 2025, Gross Advances stood at Rs.1.45 lakh crore as against Rs.1.32 lakh crore in the previous year – a growth of 10% YoY
On a YoY basis, Retail book (other than housing) grew 57%, Wholesale Banking grew 32%, and the Housing book showed a growth of 10% (excluding IBPC).
The collection efficiency for EEB loans was higher at 98.2% for Q3 FY26.
Provision Coverage Ratio (Including Technical Write-offs) as of December 31, 2025, is 84.3%.
The Bank’s net revenue as of Q3 FY26 was Rs.3,379 crore as compared to Rs. 3,135 crore in Q2 FY26; a growth of 7.8% QoQ.
Net interest income (NII) as of Q3 FY26, stood at Rs.2,688 crore compared to Rs. 2,589 crore as of Q2 FY26, representing a growth of 3.8% QoQ.
Net Interest Margin (NIM) for the quarter was 5.9% compared to 5.8% in Q2 FY26.