New Delhi, January 22, 2026 – Indian Bank is scheduled to release its Q3 FY2025-26 financial results later today, followed by a live investor conference call at 5:00 PM IST. The public sector bank will present its quarterly performance and address shareholder queries in the post-earnings discussion.
Key Q3 Expectations
Based on preliminary disclosures and market analyst forecasts:
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Net Profit: Expected to grow between 3.93% to 22.6% YoY, potentially reaching around ₹2,909.73 crore.
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Total Business: Already reported a 13.4% increase year-on-year to ₹14.30 lakh crore in a pre-quarter update.
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Advances: Projected to rise by 14.5% YoY to ₹6.40 lakh crore, supported by robust 17% growth in the Retail, Agriculture & MSME (RAM) segment.
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Deposits: Likely to grow 12.5% YoY to ₹7.90 lakh crore, surpassing earlier management guidance of 8–10%.
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Asset Quality: Markets will closely monitor Gross NPA and Net NPA ratios along with credit cost trends, building on stable metrics from Q2.
Stock Performance
Indian Bank’s shares (NSE: INDIANB) were trading at ₹867.50 as of 10:05 AM IST, up 1.99% from the previous close of ₹850.55. The stock opened at ₹859.70, touched an intraday high of ₹875.80 and a low of ₹854.80.
| Parameter | Value |
|---|---|
| Market Cap | ₹1.17 Lakh Cr |
| 52-Week High | ₹894.85 |
| 52-Week Low | ₹478.00 |
| P/E Ratio | 10.36 |
| Dividend Yield | 1.87% |
Recent PSU Earnings Highlights (Jan 21, 2026)
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HPCL: Reported a sharp 58% surge in net profit to ₹4,011 crore.
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Bank of India: Net profit rose 7.47% to ₹2,705 crore; global business crossed ₹16 lakh crore.
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PNB Housing Finance: Disclosed a ₹237.43 crore fraud account from FY23 that has been fully written off.
Upcoming PSU Earnings
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Jan 23: BPCL
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Jan 28: Bharat Electronics (BEL), GAIL (India)
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Jan 29: REC Limited
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Jan 30: SAIL
Markets will be keenly watching Indian Bank’s asset quality, NIMs (Net Interest Margins), and management commentary on growth outlook amid evolving macroeconomic conditions.