IDFC First Bank Q4 update: CASA Deposits rises by 24.8% YoY, Loans & Advances stood at Rs 2.4 lakh crore
Private Sector Lender, IDFC First Bank has announced the provisional quarter results of Q4FY25 and the year ended March 31, 2025. As of March, 2025, figures are provisional and subject to audit by the statutory auditors of the Bank.
The Total Business (Loans & Advances and Customer Deposits) of the Bank grew from Rs. 3,94,718 crore as of March 31, 2024 to Rs. 4,84,394 crore as of March 31, 2025 with a YoY growth of 22.7%.
Join PSU Connect on WhatsApp now for quick updates! Whatsapp Channel
While, the Loans & Advances grew from Rs. 2,00,965 crore as of March 31, 2024 to Rs. 2,41,848 crore as of March 31, 2025 registering a YoY growth of 20.3% and the QoQ growth was 4.7%.
Customer Deposits has seen a rise from Rs. 1,93,753 crore as of March 31, 2024 to Rs. 2,42,546 crore as of March 31, 2025 with a YoY growth of 25.2% and the QoQ growth was 6.7%.
Meanwhile, the CASA Deposits increased from Rs. 94,768 crore as on March 31, 2024 to Rs. 1,18,260 crore as of March 31, 2025 with a YoY growth of 24.8% including QoQ growth of 4.6%.
CASA Ratio is stable at 46.9% as of March 31, 2025 as compared to 47.2% as of March 31, 2024 and 47.7% as of December 31, 2024 and the Credit-Deposit (CD) Ratio stood at 93.8% as of March 31, 2025 as compared to 98.4% as of March 31, 2024 and 95.7% as of December 31, 2024.
Read Also : RITES Ltd receives work order from Mahanadi Coalfields for Rail ConnectivityThe Bank has been bringing down the Credit-Deposit Ratio continuously since merger between IDFC Bank and Capital First in December 2018, by retiring legacy (pre-merger) bonds & borrowings and by scaling retail customer deposits.
The Incremental Credit Deposit Ratio for trailing 12 months, i.e. from March 31, 2024 to March 31, 2025 is 75.7%. Loans and advances include Credit investment in Corporate Bonds, PTC, SR etc totaling Rs. 5,398 crore.
Read Also : NTPC Ltd accepts bid for Rs 5000 crore Rupee Term Loan of IRFC Ltd