RBI Governor Sanjay Malhotra Releases National Strategy for Financial Inclusion 2025-30

New Delhi: The Governor of Reserve Bank of India, Sanjay Malhotra has released the National Strategy for Financial Inclusion: 2025-30. The framework which has been approved by the Sub-Committee of the Financial Stability and Development Council, lays down five strategic objectives towards elevating the state of financial inclusion in the country.

The strategy emphasises a synergistic ecosystem approach, improving the quality and consistency of last mile access and effective usage of financial services. It lays down five strategic objectives (Panch-Jyoti) towards elevating the state of financial inclusion in the country and a menu of 47 action points to achieve them.
 

It includes improving the availability and use of equitable, responsible, suitable, and affordable bouquet of financial services to achieve financial safety and financial security for households and micro enterprises. It also aims to adopt a gender-sensitive approach for women-led financial inclusion and differentiated strategies for improving financial resilience of households, especially for the underserved and vulnerable segments.
 

Further, it aims to synergise livelihood, skill development and support ecosystem and its linkages with financial inclusion, and aims to leverage financial education as a tool for promoting financial discipline and strengthen the quality and reliability of customer protection and grievance redressal measures.

The central bank in the press release has informed that the strategy has been framed under the aegis of Technical Group on Financial Inclusion and Financial Literacy following country-wide discussions with various stakeholders.