Union Bank of India Q3: Net Profit stood at Rs 5,017 crore, Gross Advances up by 7.13 percent

The Board of Directors of Union Bank of India has approved the unaudited financial results of the Bank for the Quarter ended December 31, 2025.

Some Key Highlights in Q3FY26

1. Financial Performance:

Net Profit of the Bank stood at Rs. 5,017 Crores during Q3FY26. Interest income of Bank stood at Rs. 26,443 Crores during Q3FY26.

2. Business Growth:

Total Business of the Bank increased by 5.04% YoY, wherein Gross Advances increased by 7.13% YoY.

Total Deposit grew by 3.36% YoY. Bank has a total Business of Rs. 22,39,740 Crores as on December 31, 2025.

3. Deposit Growth:

Global deposits have increased by 3.36% YoY. Bank now has total deposits base of Rs. 12,22,856 Crores as on December 31, 2025.

4. Growth in Retail, Agri and MSME (RAM) segments:

RAM Segment of the Bank increased by 11.50% YoY, with in which 21.67% growth in Retail and 19.75% growth in MSME advances is achieved on YoY basis. RAM advances as a percent of Domestic Advances stood at 58.84%.

5. Reduction in NPA:

Gross NPA (%) reduced by 79 bps on YoY basis to 3.06% and Net NPA (%) reduced by 31 bps on YoY basis to 0.51% as on 31.12.2025.

6. Strong Capital Ratios:

CRAR stood at 16.49% as on 31.12.2025. CET-1 ratio improved from 13.59% as on 31.12.2024 to 13.94% as on 31.12.2025.

7. Returns:

Bank’s Return on Assets & Return on Equity stands at 1.35% and 17.09% respectively during Q3FY26.